We offer full-service income planning to help enable our clients to take the uncertainty out of retirement income. Our systems and knowledge allow our clients to see how their decisions can affect their pensions, Social Security, qualified plans, asset portfolios, real estate investments, and annuities.
There are several strategies that our firm employs to generate tax-free income for clients who might be overpaying taxes. The IRS enrolled agents (EAs) and certified public accountants (CPAs) we work with are trained in helping to develop and manage strategies to potentially reduce taxation on income in retirement.
We capitalize on our knowledge of the IRS tax codes and current legislation to help our clients effectively plan for leaving their assets to their beneficiaries without generating large tax burdens. We work intimately with trust attorneys to help ensure that our clients’ life savings, businesses, and assets are protected through the appropriate trusts and other necessary legal instruments.
Our firm understands the value of positioning assets in low-volatility environments that can generate higher returns with less market risk. This concept is known as alpha (α) and is a fundamental part of our philosophy to help generate solid returns with substantially less risk.
We have found that many investors are overpaying their taxes — especially in retirement. Our tax professionals work with clients and a team of qualified professionals to help position assets and income in such a way that can potentially limit or eliminate taxes on Social Security income, often through trusts, insurance, and other tax shelters. We also prepare and file returns for clients to ensure that their plans are properly implemented to reduce their taxes.
We strive to offer the industry’s highest level of retirement planning knowledge and investment options to help achieve client goals. We do not sell products but rather establish a plan for clients to understand how their decisions can affect their retirement goals, portfolios, and income streams. We help clients select the proper investment and insurance vehicles to reach their goals in their desired timeframe.
We are always available to give a second opinion on a retirement plan, income plan, or product that you fear may not be right for your personal situation. Investors are often sold products by salesmen that may not be correct for their needs. We are held to a fiduciary standard and offer an unbiased opinion to allow clients to understand what they own and if it meets their needs.
Full-Service Investment Options
As a Registered Investment Advisor, our firm has the investment universe at its disposal — from CDs, stocks, bonds, and no-load funds to alternatives like REITs, private equity funds, hedge funds, derivatives, and annuities. Our objective is to utilize investments that are a proper fit for each individual investor rather than a one-size-fits-all approach used by many others in the industry.